From the category archives:

For Buyers

The Best Real Estate Graph of the Year?

August 13, 2010

Here at the KCM Blog we attempt to bring clarity to a very confusing real estate market. There is news breaking every day and one report seems to contradict another. Today, we are going to take all the news available and put into a single graph. How do we propose to do that? By cheating [...]

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Yet Another Reason To Buy NOW!

August 10, 2010

Last week, HUD announced their intention to change their insurance premiums, in order to raise HUD’s own reserves to cover anticipated losses and fund their operations. Let’s look at the impact on today’s home buyer, resulting from the changes which will go into effect on September 7th. The “spin” is that they are trying to [...]

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5 Common Mistakes Made When Financing a Home

August 5, 2010

You are about to enter into the largest financial commitment of your life- a home mortgage. No two transactions are exactly alike. Unfortunately, too many homebuyers do not take the necessary time and consideration they should in choosing the correct financing for their individual situation. Your lender should take the time to ask you questions [...]

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The Top 7 Reasons to Consider an FHA Mortgage

July 29, 2010

When exploring your options for financing today, I believe everyone should at least consider an FHA Mortgage. Today, I want to tell you why: 1. Loan Amounts The loan amounts available (especially in High Cost Areas, like mine) are on a par with Conventional Financing. In the past, FHA programs were typically only made available [...]

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5 Reasons Why You Should Buy a Home Today

July 27, 2010

Homeownership almost seems like a dirty word in today’s society. People are blogging, tweeting and facebooking their belief that buying a home is just plain stupid. I respect their opinion on the issue though I totally disagree. Why? This might be the best time to buy a home in American real estate history. Some might [...]

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Are You Drowning in a Sea of Real Estate Information?

July 26, 2010

One of the most difficult things to do if you are thinking of buying or selling a home is to navigate through the sea of information available today. If we google “real estate” there are approximately 441 million sites. That’s 441 MILLION!! Other searches you might try: “real estate information” – 277 million sites “selling [...]

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When Will We Start Rewarding Honesty Again?

July 23, 2010

I made a comment a few weeks ago that the only thing that will bring the housing market back is honesty. It was a simple statement; unplanned and unrehearsed. It sort of just fell out of my mouth. I didn’t think much of it even after I said it. I was shocked at how it [...]

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The 5 Components of a Good Credit Score

July 22, 2010

We are bombarded constantly about how important our credit score is. What do we actually need to know? We asked our ‘resident expert’, Dean Hartman, to shed some light on the matter. – The KCM Crew Everyone knows that you need a good credit score to get a mortgage. Most even know that your score will [...]

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The Cry for Another Tax Credit

July 15, 2010

Friends, I believe we are standing atop the second hill of a rollercoaster. I know another dip is coming, though I am not sure when. I think it might be a steep drop, but I am not sure how steep. The KCM Blog frequently explains why the market has another bottom to reach (shadow inventory, [...]

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The Last Dumb Reason Given Not to Buy a Home

July 14, 2010

We believe very strongly in the benefits of homeownership. Over the last few weeks, we have been addressing some of the more questionable reasons people have been giving for not buying a house. Reason #1: Real Estate is no longer a good investment. Reason #2: Renters are happier than homeowners. Reason #3: Limited mobility is [...]

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